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What is a Cash Advance,
Payday Loan? |
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A payday advance provides
you with an unsecured, short-term cash
advance until your payday. Customers
choose payday advances to cover small,
unexpected expenses while avoiding
costly bounced-check fees and late
payment penalties. With Personal Cash
Advance you can apply for a payday loan
online and have your advance
electronically deposited to your
checking or savings account. |
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What are the minimum requirements for
approval? |
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• Currently have a job
(or receive regular income)
• Are 18 years of age or older
• Have checking account or savings
account |
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What if I have poor
credit? |
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No problem! Unlike many
other financial institutions, we do not
check your credit |
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How soon can I receive my
cash advance? |
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Within 24 hours |
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What documents do you
require for me to fax in |
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Absolutely nothing! Our
loans are paperless, and require no
faxing. |
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How do I know if I am approved? |
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We will contact you by
phone or via e-mail within one hour
about the status of your application
during normal business hours 7am-7pm.
For applications submitted after hours
we will contact you first thing the next
business morning |
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How do I determine my due date? |
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All loans are due on your next payday.
The maximum advance term is 30 days
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What happens if I do not have the fund
necessary to repay you on my due date? |
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You must contact us
immediately? |
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Can I have more than one
loan with you at a time? |
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No. We must have the full
amount collected before we can issue
another loan |
